Effective Date: 01/31/2026
Last Updated: 02/12/2026
Welcome to Discount AI Inc. (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, services, and communications, including SMS text messages (collectively, the “Services”).
By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
1. Eligibility (Age Restriction)
You must be at least 18 years of age to use this website or submit information through our Services. By using the Services, you represent and warrant that you meet this requirement.
2. Description of Services
Discount AI Inc. provides technology-enabled tools and services designed to assist users in exploring mortgage-related options, including information intake, application support, and communication services.
Discount AI Inc. does not guarantee loan approval, rates, or terms. All loan products are subject to lender review and approval.
3. SMS Use Cases
By providing your mobile phone number and opting in, you consent to receive SMS text messages from DiscountMortgage.ai. SMS communications may include, but are not limited to:
Message frequency may vary based on user interaction.
4. SMS Consent & Disclosures
Consent records are maintained in accordance with applicable laws and carrier requirements.
5. Opt-Out Instructions
You may opt out of SMS messages at any time by replying STOP to any message.
For assistance, reply HELP or contact customer support using the information below.
6. Carrier Liability Disclaimer
Mobile carriers are not liable for delayed or undelivered messages.
7. Customer Support Contact
If you have questions about the Services or need assistance, you may contact us at:
Discount AI Inc.
Email: help@discountmortgage.ai
Phone: 888-696-1344
Address: 333 H Street, Ste 5000 Chula Vista, CA 91910
Website: https://www.discountmortgage.ai/
8. Privacy Policy
Your use of the Services is subject to our Privacy Policy, which describes how we collect, use, and protect your information.
👉 https://www.discountmortgage.ai/privacy-policy
By using the Services, you acknowledge that you have read and understand the Privacy Policy.
9. Acceptable Use
You agree not to:
We reserve the right to suspend or terminate access for violations of these Terms.
10. Disclaimer of Warranties
The Services are provided on an “as is” and “as available” basis. We make no warranties regarding availability, accuracy, or results obtained from use of the Services.
11. Limitation of Liability
To the fullest extent permitted by law, DiscountMortgage.ai shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Services.
12. Modifications to Terms
We may update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Services constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the state in which DiscountMortgage.ai is registered, without regard to conflict-of-law principles.
